Blog

Plain-English writing on tax & money.

A growing collection of writing on tax strategy, business structure, and the financial decisions that matter most. Written by Trent — no marketing team, no fluff.

LatestFor creators

Do content creators need an LLC? Here's how to actually decide.

An LLC is not a tax strategy — it is a liability tool. Here is the actual decision tree for creators, plus the state costs nobody mentions.

August 10, 20267 min readRead post
Tax planning
How much should content creators set aside for taxes? A real framework.

The 30% rule is a decent guess and a bad system. What really goes into the number, and why lumpy creator income breaks flat percentages.

August 7, 20268 min read
For creators
1099-NEC vs. 1099-K: what actually shows up when five platforms pay you.

Two forms, two very different thresholds, and a real chance of getting both for the same dollar. Both rules changed for 2026 — here is what to do.

August 4, 20268 min read
Deductions
Tax write-offs creators actually miss (not the TikTok LLC advice).

Not the aggressive stuff — the boring, defensible deductions creators leave on the table every year, including the biggest one of all.

July 31, 20269 min read
Tax planning
The Q1 estimated tax payment is due — here's how to think about it.

A simple framework for what to send the IRS in April when your income is lumpy. Plus: one common mistake that costs creators thousands every year.

March 12, 20266 min read
S Corp
When is an S Corp actually worth it? A no-hype breakdown.

Everyone on TikTok says you should be an S Corp. Sometimes they're right, often they're not. Here's the math and the real break-even threshold.

February 18, 20268 min read
For creators
Six revenue streams, one set of books: how to make creator bookkeeping actually useful.

If your books just say "income" and "expenses," you're flying blind. Here's how we tag every dollar so you know what is actually paying the bills.

January 22, 20265 min read
Deductions
The home office deduction, demystified for 2026.

It's not a red flag. It's not complicated. And if you work from home, you're almost certainly leaving money on the table by not claiming it.

December 10, 20254 min read
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